Name of Loan Service Provider (LSP):
ONEMI TECHNOLOGY SOLUTIONS PRIVATE LIMITED.

Website URL: https://paywithring.com/

Google Playstore: https://play.google.com/store/apps/details?id=com.ideopay.user

List of Activities carried out by LSP:
1. Providing financial technology solutions
2. Providing customer acquisition services and loan origination
3. Sourcing, processing and collection of documents
4. Customer Engagement
5. Assistance in monitoring loan disbursement, refunds.
6. Assistance collections in case of delayed payment
7. Assistance in ancillary services in relation to loan products offered by RE
8. Assistance in collection of preliminary information and KYC documents as per compliance with KYC Regulations
9. Assistance in analysing RE’s customer risk profile on basis of the pre-agreed parameters specified by RE prior to loan approval
10. Provide calling services to Customers for both pre-loan sanction and post loan sanction, welcome calling, service calling and calling for such other purpose as may be required to give effect to the due execution of loan process
11. Undertake marketing of the financial products and digital propagation of the services, as provided / offered by Si Creva, on the Platform and other channels, as per the written instructions of Si Creva

At Si Creva, we care deeply about the safety and well-being of our customers. Our collection processes follow RBI guidelines and reflect our values of empathy and courtesy.

These are our 7 rules of Customer Care:

1. We do not contact customers via any private or personal 10-digit mobile number on WhatsApp or SMS.

2. We do not contact customers for payment collection reminders from personal mobile numbers, foreign numbers or Internet Based VOIP calls. Our team always calls you from registered landline numbers.

3. We never ask customers to make payments into personal or private bank accounts. Payments are only collected on our website or the app.

4. All our calls are monitored and recorded. Our agents never use threats or abusive language.

5. We never ask for commission or cutbacks on payments of dues.

6. Our App does not seek permission to access your Contacts List or any other private data.

7. We never call your friends or relatives for repayment of your loan as we do not store your personal information.

In case you have faced any of the above-mentioned situations, do this:

1. Report and Block the number. It could be fraudulent.

2. Write to care@kissht.com / care@paywithring.com OR call our customer care number on 02241434302 / 02068135496.

3. Share with us a screenshot or recording of the message or call.

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