SiCreva Capital – SiCreva enables customers easy and seamless access to credit. What’s more, everything we do is focused on making it easier for customers to buy what they need at their convenience.

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Si Creva is a proud partner to
RING & Kissht on their journey of
powering Transactional Credit in India.

Talk to us

care@paywithring.com
care@kissht.com
info@sicrevacapital.com

At a Glance

50+

Online Merchants

3000+

POS Solutions

40+

Cities Covered

10,000+

Loans Approved

About 90% Indians are still under financed

Customer Assessment

We are on a mission to redefine the lending paradigm, not just by assessing a person’s ability to buy but also his intention to pay back, using our propriety algorithms and advanced analytics for credit assessment and credit scoring

New Age Financing

SiCreva is forefront in providing customers an
easy access to credit to fulfill their shopping needs. They can now buy what they want today and pay over time in easy monthly instalments

Hassle free credit. Period.

We want our customers to buy what they
want and pay for it later, in a very easy, instant and hassle free way. With paperless and fast loan processing, we ensure that our customers get a seamless experience

Si Creva Capital Services Pvt Ltd’ (SiCreva) is the NBFC entity duly registered with the Reserve Bank of India.

SiCreva also outsources certain activities to OnEMI. OnEMI is the FinTech Company and Kissht is the brand name of OnEMI. Kissht is a credit-led payment solutions platform by Onemi Technology Solutions Pvt Ltd that provides consumers seamless and easy to access credit for purchases across online and offline channels. Core to the technology is a credit IP that leverages alternate data sets and is able to assess the creditworthiness of new-to-credit and lower income segments in a real-time/instant process to enable the on-the-spot purchase. The Kissht platform is a fully digitized and automated fulfilment platform that supports all types of credit led. The platform is fully integrated with credit bureaus, Aadhar, UPI and NSDL. Kissht, has been designed by OnEMI Technology Solutions Private Limited with an aim to empower Online as well as Offline Merchant stores to provide easy and quick EMI to customers who wish to fulfil their aspirational needs of purchasing Mobiles, Laptops, Jewellery, Cameras, Furniture’s, AC, Watches, Home & Kitchen Appliances, Tour Package, Health Packages and many more on easy EMI through OnEMI’s tie-ups with 20 + financial Institutions across the country.