1) Short-Term Loans:

A short-term loan offers flexibility to address a customer’s immediate, short-term needs. Avail up to Rs. 50,000 and repay within 2 months with ease.

2) Medium-Term Loans:

For financial needs like purchasing gadgets or settling debts, a medium-term loan provides the necessary support. Access up to Rs. 100,000 with minimal documentation and enjoy low-interest rates and repay easily within 3 to 5 months.

3) Long-Term Loans:

Designed to meet larger capital needs, long-term personal loans offer a hassle-free application process. These loans can fulfill various life goals such as marriage, vacations, or home renovations. Enjoy instant approval of up to Rs. 5,00,000 with minimal documentation and attractive, affordable interest rates. Loan tenures can extend up to 36 months for easy repayment.

At Si Creva, we care deeply about the safety and well-being of our customers. Our collection processes follow RBI guidelines and reflect our values of empathy and courtesy.

These are our 7 rules of Customer Care:

1. We do not contact customers via any private or personal 10-digit mobile number on WhatsApp or SMS.

2. We do not contact customers for payment collection reminders from personal mobile numbers, foreign numbers or Internet Based VOIP calls. Our team always calls you from registered landline numbers.

3. We never ask customers to make payments into personal or private bank accounts. Payments are only collected on our website or the app.

4. All our calls are monitored and recorded. Our agents never use threats or abusive language.

5. We never ask for commission or cutbacks on payments of dues.

6. Our App does not seek permission to access your Contacts List or any other private data.

7. We never call your friends or relatives for repayment of your loan as we do not store your personal information.

In case you have faced any of the above-mentioned situations, do this:

1. Report and Block the number. It could be fraudulent.

2. Write to care@kissht.com / care@paywithring.com OR call our customer care number on 02241434302 / 02068135496.

3. Share with us a screenshot or recording of the message or call.

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