Rufilo is India’s first SMaRT credit card discovery and personal loan platform. Smart-Match-and- Responsibility-Tracker (SMaRT) is our unique offering for the next-gen billion Indian consumers who are underserved by the banking system but have superior capabilities to build a strong credit profile by availing the right credit card.

Rufilo has partnered with the leading online shopping brands such as Amazon, Flipkart, Myntra, Samsung, etc. using which customers can purchase their desired products and repay in easy EMIs.


Products Offered

SMaRT Credit Card Discovery

Online Shopping Vouchers



  1. One-stop destination for Credit Card Discovery
  2. Smooth Repayment Process
  3. Completely digitized loan application process


How to Apply

  1. Download the app & sign up using your contact number
  2. Follow the simple application process
  3. Eligibility criteria is determined instantly and the voucher is sent to the applicant